The maximum LTV ratio allowed when refinancing a standard mortgage is 97% for a rate-and-term refinance or 80% for a cash-out refinance. This is probably the most traditional kind of refinance and infrequently serves the aim of fixing your mortgage rate and/or reimbursement time period. Homeowners often refinance their mortgage to take benefit of falling […]
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Your closing may be held at a title firm, escrow office, or attorney’s office. Be prepared to sign lots of documents—and remember to take the time to learn everything earlier than you signal. We strongly recommend that you get an inspection to check for any major defects earlier than you purchase your house. A VA-approved […]
